habibi 88 Terms of Use

When you create an account on habibi 88, you agree to these terms. We set out what we require from you, what you can expect from us, and how disputes are resolved. Our terms apply to all users of habibi 88—whether you access via mobile browser, our app, or desktop—and cover football betting, live-dealer games, slots, and all other products we offer.

These terms are binding. By registering on habibi 88, you confirm that you have read and understood them. If you do not agree with any part of these terms, do not create an account. Our services are available only where local law permits; users are responsible for verifying that access and use comply with their own jurisdiction's law.

Read the sections below to understand your rights and obligations on habibi 88.

Account opening and eligibility

To open an account on habibi 88, you must be at least 18 years old and legally able to enter into binding contracts in your jurisdiction. You must provide accurate, complete, and current information during registration. This includes your full name, date of birth, email address, phone number, and residential address. We use this information to verify your identity and comply with anti-money-laundering regulations.

You are responsible for keeping your login credentials confidential. Do not share your password or two-factor authentication codes with anyone. If you suspect unauthorized access to your account, contact our support team immediately. We are not liable for losses resulting from unauthorized access if you have failed to protect your credentials.

Deposits, withdrawals, and payment methods

habibi 88 accepts deposits via DANA, e-wallet, mobile banking, local payment, online payment, e-wallet, and virtual accounts from mobile banking, local payment, online payment, e-wallet. Deposits are credited to your account balance immediately (for e-wallets) or within one business day (for bank transfers). You are responsible for ensuring that your deposit method is legitimate and that you have the authority to use it.

Withdrawals are processed to the same payment method you used to deposit. We review all withdrawal requests to verify your account status and transaction history. This review may take up to one business day. Once approved, funds are sent to your payment method. We are not responsible for delays caused by your bank or payment provider.

Withdrawal holds and verification

We may place a temporary hold on your withdrawal if we detect unusual activity, if your account is new, or if the withdrawal amount is significantly larger than your typical activity. During this hold, we may request additional verification documents. This is a standard anti-fraud measure. Holds typically last 24–72 hours. We will notify you of the reason for any hold and the steps required to release it.

Betting, gaming, and account balance

Your account balance on habibi 88 works across all products: football markets (Liga 1, Piala AFF, Champions League, Piala Indonesia), live-dealer tables, slots, and esports. When you place a bet or spin a game, your stake is deducted from your balance. If you win, your payout is credited. If you lose, your stake is forfeited. All outcomes are determined by random number generators or live match results and are final.

We do not guarantee any outcome or return on your account balance. Betting and gaming carry risk of loss. You are solely responsible for your decisions and the funds you use. We recommend setting a budget you can afford to lose and sticking to it.

• 1
  Your account balance is your responsibilityFunds

  You control how much you deposit and wager. We do not advise on betting or gaming decisions.

• 2
  Outcomes are finalResults

  Once a bet is placed or a game round completes, the outcome cannot be changed or reversed.

• 3
  No guaranteed returnsRisk

  habibi 88 does not guarantee any profit or return on your account balance.

Prohibited conduct

You agree not to use habibi 88 for illegal purposes, fraud, money laundering, or any activity that violates local law. You must not attempt to manipulate odds, exploit system vulnerabilities, or collude with other users to gain unfair advantage. You must not use automated tools, bots, or scripts to access habibi 88 without our permission. Violation of these rules may result in account suspension or termination, and forfeiture of your account balance.

Data protection and privacy

We collect and process your personal data to operate habibi 88, verify your identity, process payments, and comply with legal obligations. Your data is stored securely using standard encryption. We do not sell your data to third parties. We may share your data with payment providers, regulators, and law enforcement where required by law. For full details, see our privacy policy

Dispute resolution and complaints

If you have a complaint about habibi 88, contact our support team through the help section in your account. We will investigate and respond within five business days. If you are not satisfied with our response, you may escalate your complaint in writing to our compliance team. We will review escalated complaints and provide a final decision within ten business days.

If you believe habibi 88 has violated your rights or local law, you may pursue legal action in your jurisdiction. These terms do not limit your statutory rights as a consumer.

Jurisdiction and governing law

habibi 88 operates in jurisdictions where online gaming and sports betting are permitted by local law. Our services are not available in jurisdictions where they are prohibited. You are responsible for verifying that access and use of habibi 88 comply with your own jurisdiction's law. We do not offer our services to users in jurisdictions where online wagering is illegal.

These terms are governed by the law of the jurisdiction in which habibi 88 operates. Any disputes arising from these terms or your use of habibi 88 are subject to the jurisdiction and courts of that territory.

Changes to these terms

We may update these terms at any time. Changes take effect when we publish them on habibi 88. Your continued use of habibi 88 after changes are published constitutes acceptance of the updated terms. We recommend reviewing these terms regularly to stay informed of any changes.

Your rights and our commitments

We at habibi 88 commit to operating fairly and transparently. We use certified random number generators for all games to ensure fair outcomes. We process all withdrawals promptly and do not withhold funds without cause. We protect your data using industry-standard security practices. We respond to complaints and disputes in good faith.

You have the right to access your account information, request corrections to inaccurate data, and withdraw your funds at any time (subject to verification windows). You have the right to close your account and request deletion of your data where permitted by law. You have the right to dispute any transaction or outcome through our complaints process.

For questions about these terms, contact our support team in English or Indonesian through the help section in your account, or visit our FAQOur services are available only where local law permits.